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Welcome! Here You Can Find Great Information on Springfield, Greene County, Christian County and Webster County, Missouri Real Estate Making RealEstate Real Easy! Why choose Stacey? Since becoming a realtor in 1984, Stacey Clem has proven she knows how to serve the customer. Only a select few real estate professionals ever attain Stacey’s level of expertise and qualifications as a licensed broker and MLS president holding advanced designations of GRI, CRS and ABR. When you choose Stacey Clem as your Realtor, you can rest assured that she will help you with every aspect of stress-free buying and selling your home or property. Call Stacey now, at 417-887-6664 or toll free at 1-800-299-5554 and let her do what she does best while you focus on your life!
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
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| A |
She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise. |
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THE CLEM GROUP Coldwell Banker Vanguard 1334 East Republic Rd Springfield, MO 65804 417-887-6664 Fax: 417-447-5779 Toll Free: 1-800-299-5554 MyRealtor@StaceyClem.com
When you choose Stacey Clem as your Realtor, you can rest assured that she will help you with every aspect of stress-free buying and selling your home or property. Call Stacey now, at 417-887-6664 or toll free at 1-800-299-5554 and let her do what she does best while you focus on your life! 
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