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All agents are NOT alike! Find out why we are top real estate experts. Call us: 417-887-6664.

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Springfield, Greene County, Christian County and Webster County real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in Springfield, Greene County, Christian County and Webster County, Missouri
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Real Estate Tips
Working With An Agent >Real Estate Agent Representation

Which party in a real estate transaction is represented by the real estate agent--the buyer or the seller? Until recently that question was never asked because the answer was always the same. Traditionally all the marketing professionals involved in real estate transactions were legally and ethically obligated to conduct business on behalf of the seller. They may have aided the buyer in certain situations, but their client was the seller. Today that is not necessarily the case.

In a time of increasing specialization, buyers can be represented by a real estate agent who functions solely as a buyer's broker. In this case, the sales professional helps the buyer locate a home, negotiate the price, and is responsible to the buyer only, for an agreed-upon fee or a percentage commission.

In any real estate transaction you have the right to know which party the real estate agent is representing.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
How many rooms are there in the U.S. President's primary residence?

A 
There are 132 rooms in the White House.
See More Real Estate Trivia >


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THE CLEM GROUP, REALTOR®, real estate agent and broker for Springfield, Greene County, Christian County and Webster County, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

THE CLEM GROUP
Coldwell Banker Vanguard

1334 East Republic Rd
Springfield, MO 65804
417-887-6664
Fax: 417-447-5779
Toll Free: 1-800-299-5554
MyRealtor@StaceyClem.com

When you choose Stacey Clem as your Realtor, you can rest assured that she will help you with every aspect of stress-free buying and selling your home or property. Call Stacey now, at 417-887-6664 or toll free at 1-800-299-5554 and let her do what she does best while you focus on your life!

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